How to Use the SWP Calculator
Enter your corpus, expected monthly withdrawal amount, and annual return rate. The calculator shows how many months your corpus will last and plots a balance chart.
SWP Calculator Formula
Balance_month = Balance_prev × (1 + r) − withdrawal; r = annual_return/12/100Example Calculation
₹50 lakh corpus, ₹30,000/month withdrawal, 8% return:
Monthly: balance × 1.00667 − 30000
Corpus lasts approximately 24 years 8 months
Frequently Asked Questions
What is SWP?
SWP (Systematic Withdrawal Plan) is the opposite of SIP — instead of investing monthly, you withdraw a fixed amount monthly from your mutual fund corpus while the remainder stays invested and continues to earn returns.