💰Finance Tools
20 free India finance calculators — EMI, SIP, Income Tax, GST, CTC, Compound Interest, FD, PPF, SWP, Retirement, IRR and more. Accurate formulas, zero signup.
20 free tools — no signup required
EMI Calculator
Calculate your exact monthly EMI instantly. Enter loan amount, rate & tenure. Get amortization table, total interest & AI insights. Free, no signup.
SIP Calculator
Calculate SIP returns instantly. See how monthly investments grow over time. Step-up SIP option. Shows maturity value, wealth gain and year-by-year chart.
CTC to In-Hand Calculator
Convert CTC to monthly take-home salary. Accounts for PF, gratuity, TDS, professional tax. New vs old regime comparison. Updated for FY 2025-26.
GST Calculator
Free GST calculator for India. Add or remove GST at 5%, 12%, 18%, 28%. Shows CGST, SGST, IGST split. Instant calculation for businesses and individuals.
Income Tax Calculator
Calculate income tax under new and old regime for FY 2025-26. Updated for IT Act 2025. Zero tax up to ₹12L income. Instant comparison with monthly TDS.
Compound Interest Calculator
Free compound interest calculator with monthly/yearly breakdown. Add regular deposits or withdrawals. Shows APY, time to double, and total returns.
Simple Interest Calculator
Calculate simple interest instantly. Enter principal, rate, and time. Shows interest amount, total amount, and monthly equivalent. Free tool.
FD Calculator
Calculate FD maturity amount with quarterly compounding. Shows post-tax returns for 10%, 20%, 30% tax brackets. TDS auto-calculated. Free tool.
PPF Calculator
Calculate PPF maturity with current 7.1% rate. Shows year-by-year balance, partial withdrawal eligibility, and 80C tax benefit. Free calculator.
SWP Calculator
Calculate how long your corpus lasts with monthly withdrawals. Shows balance chart and months until depletion. Free SWP calculator.
APY Calculator
Convert APR to APY instantly. Find effective annual yield for any compounding frequency. Reverse calculation also available. Free tool.
CAGR Calculator
Calculate CAGR instantly. Find end value or years to reach target. Three calculation modes. Free compound annual growth rate calculator.
Retirement Calculator
Calculate how much corpus you need for retirement. Shows gap between what you will have vs need, and monthly SIP required to close the gap.
Savings Goal Calculator
Find how long to reach your savings goal, or how much to save monthly. Supports interest on savings. Month-by-month progress chart included.
Drawdown Calculator
Find out how long your corpus will last with inflation-adjusted withdrawals. Shows balance chart and sustainable withdrawal amount. Free calculator.
Credit Card Payoff Calculator
See exactly how long to pay off your credit card debt. Compare minimum payments vs paying more. Shows total interest cost and payoff date. Free calculator.
Loan Payoff Calculator
See how much you save by paying extra EMI or a lump sum. Shows months saved, interest saved, and new payoff date. Free early repayment calculator.
Stock Average Calculator
Calculate average stock buy price across multiple purchases. Add up to 10 lots. Enter current price to see P&L percentage and total value. Free tool.
Mortgage Refinance Calculator
Calculate monthly savings and break-even period for refinancing your home loan. Shows total interest saved and when refinancing pays off. Free tool.
IRR Calculator
Calculate IRR using Newton-Raphson method for up to 20 cash flows. Also computes NPV at your discount rate and MIRR. Free IRR calculator.